Services
Two ways to work with us — a single readiness consultation, or a full planning engagement that produces a written savings plan.
Readiness consultation
A single, focused session that answers one question: how ready are you for retirement right now? We review your pension entitlements, current savings, and expected living costs, then give you a plain-language read on the gap between them. You leave with a one-page position sheet and a clear sense of what to do next.
This consultation is consultative only. No product is sold during the session, and nothing you discuss commits you to a further engagement.
Tailored planning engagement
A longer engagement for people who want a working model of their retirement income. It proceeds through three steps — position, model, plan — and ends with a written savings plan you can run yourself: monthly contribution targets, a recommended account setup, and a review cadence.
The engagement covers savings rate and account structure, income sequencing and drawdown order, and a stress test of the plan against inflation and a longer-than-average lifespan. You keep the model file.
How fees are confirmed
Package terms and fees are not published on this site, because every engagement is scoped to the client’s stage and the questions they bring. Before any engagement begins, we confirm the scope and the fee in writing. You receive that confirmation by email and decide whether to proceed — nothing is billed until you have agreed in writing.
What we do not do
We do not sell investment products, insurance, or funds inside a consultation. We do not promise a specific return. The work is planning: your numbers, modelled honestly, with a plan you can take to any provider you choose.
To arrange either option, use the contact page or send an inquiry directly from the home page.